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Top Mutual Funds
In order to determine the top mutual funds from the rest of the pack, many considerations go into the equation. It is important to first establish what an individual’s financial goals are, or whether it is a short term or long term investment. Is this person saving for their child’s college education, retirement or do they want a substantial return in the next few years? These answers will dictate which mutual fund is ideally suited for each instance or financial goal… (more)

Hard Money
Hard money is cash proceeds from a loan. This is a common term used in Canada and United States. In the world of commercial real estate, hard money developed as a last option for real estate owners seeking capital against the value of their holdings. In the last 1950’s, the industry began. This is when the credit industry in the US underwent drastic change… (more)

Surety Bonds
Surety bonds are bonds that involve three parties: the principal, the obligee and the surety. The principal enters into a bond or contract with the obligee and the surety agrees to pay any restitution, obligation or debt if the principal defaults on the bond or contract with the obligee. Surety bonds establish credibility between the principal and the obligee so that in the event the agreement is defaulted upon, the surety will reconcile with the obligee… (more)

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